Visa – International Debit Card

Our offer:

• Virtual or plastic (physical) debit card providing international coverage – one can pay and withdraw cash using the card – anywhere in the world;
• Cash back option – up to EUR/USD/GBP 10 per month;
• 1% of annual interest on a current account (in EUR) with a debit card;
• Possibility of digitizing the card in Google Pay, Apple Pay, Garmin pay & Fitbit pay – the card shall be installed in your phone or smartwatch;
• 3D Security for online payments;
• Click to Pay – secure online payments, without entering any data;
• Digital PIN Code – receiving and changing the card PIN code - in My Fibank;
• Push notification for each transaction on your card and account;
• Digital card management via My Fibank – freezing, unfreezing or blocking, change of transaction limits, choosing payment channels and regions;
• Possibility of including the card in a package – as per to one’s needs;
• Possibility of having a physical card delivered to one’s address in Greece;
• Possibility of tracking exchange rates for card transactions.

Additional information:

• Card transaction limits 

The use of a specific channel (POS, ATM or internet), territory (Europe, worldwide) and amount can be managed from the limit settings in the My Fibank application, from the "Limits" button, when selecting a specific card.

• The Bulgarian Tax legislation provides for a bank obligation of withdrawing a 10% withholding tax on interest income received by foreign individuals. The tax is withheld upon interest payment. An exception is granted if the interest recipient is a tax resident of an EU/EEA member state – in this case, no tax is withheld, provided the person/client submits an official document proving these circumstances. The following documents must be submitted in order for one to receive the tax relief:
• Tax Residency Certificate issued by the tax authorities of the respective EU/EEA country, an original (sent by courier/postal service) or electronically – via tax@fibank.bg;
• A declaration/statement by the person (template) certifying the type of income and the fact they are the actual beneficiary of the interest – an original hard copy sent by courier or electronically.
• The Tax Residency Certificate must relate to the year the income is received in and it should be submitted to the Bank no later than 30 days before the interest payment date – in order to be eligible for the tax relief.